Terms & Conditions
Last updated: April 21, 2026

These Terms and Conditions ("Terms") govern your use of the website and services provided by Boistean Financial Services ("we," "us," or "our"). By accessing or using our website, you agree to be bound by these Terms.


1. Services

Boistean Financial Services provides insurance-related services, including consultation, policy guidance, and lead generation for insurance products such as final expense and related coverage options. Service details and any applicable costs are discussed during consultations.


2. User Responsibilities

You agree to provide accurate and complete information when using our contact forms.

You are responsible for maintaining the confidentiality of any account credentials.

You agree not to use our website for any unlawful purpose.


3. SMS & Marketing Communications

By opting in to our SMS communications, you agree to the following:

Non-Marketing Messages: Follow-up and appointment reminder texts. Message frequency varies. Message and data rates may apply.

Marketing Messages: Promotional messages including special offers, discounts, and product updates. Frequency may vary. Message and data rates may apply.

You can cancel the SMS service at any time. Just text "STOP" to 850-660-7724. After you send the SMS message "STOP" to us, we will send you an SMS message to confirm that you have been unsubscribed. After this, you will no longer receive SMS messages from us. If you want to join again, simply sign up as you did the first time and we will resume sending messages.

If you are experiencing issues with the messaging program, you can reply with the keyword HELP for more assistance, or contact us directly at [email protected].

As always, message and data rates may apply for any messages sent to you from us and to us from you. Message frequency may vary. For questions about your text or data plan, contact your wireless provider.

If you have any questions regarding privacy, please review our Privacy Policy on our website.

Carrier Disclaimer: Carriers are not liable for delayed or undelivered messages. Message delivery is subject to effective transmission by your wireless carrier.


4. Age Restriction

You must be at least 18 years of age to use our services or submit information through our website. By using our website and opting in to SMS communications, you represent and warrant that you are at least 18 years old.


5. Intellectual Property

All content on this website, including text, graphics, logos, and software, is the property of Boistean Financial Services and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our prior written consent.


6. Disclaimer of Warranties

Our services and website are provided "as is" without warranties of any kind, either express or implied. We do not guarantee specific results from our services. Any examples, illustrations, or explanations provided are for informational purposes only and do not guarantee future outcomes.


7. Limitation of Liability

To the fullest extent permitted by law, Boistean Financial Services shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website or services.


8. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions.


9. Changes to These Terms

We reserve the right to update these Terms at any time. Changes will be posted on this page with an updated revision date. Continued use of the website after changes constitutes acceptance of the revised Terms.


10. Contact Us

If you have any questions about these Terms, please contact us at [email protected]